START HERE

Ready to start your journey to homeownership? This is a great place to start!

Step 1

Start Thinking About Where you Want to Live

If you are here, you have already started this step! Daydreaming about owning your own home, the location, and a realistic vision is where it all begins. 

Step 1

Step 2

Budget

Know your monthly expenses, income, and what you can afford on a mortgage. An easy way to see what a monthly mortgage will be is to look on Zillow under "Est. Payment". 

If you aren't sure where to start with your budget, we suggest talking with a Financial Coach who can help you one-on-one for free! 

CLICK THIS BOX TO REACH OUT TO OUR COACHES
Step 2

Step 3

Homebuyer Education Course

Your credit score is above 620. You don't have any collections. You know your purchase price goal and you have a minimum of 6k for closing costs. 

If you feel ready to pursue homeownership, take our Homebuyer Education Class.

CLICK HERE TO SIGN UP FOR A CLASS
Step 3

Step 4

Research

Look for homes and ask yourself: What am I looking for in a home? Is it attainable? Is the purchase price in your budget? 

Step 4

Step 5

See if you Qualify for Down Payment Assistance

NeighborWorks® Boise often has various down payment assistance programs available through partnerships with cities. 

CONNECT WITH OUR LENDING DEPARTMENT to see if one of the programs might be a good fit for you.
Step 5

Step 6

Get Pre-Approved for a Loan

Our Lending Department will help evaluate your mortgage readiness.

REACH OUT HERE
Step 6

Step 7

Start the Search

Now that you are pre-approved, it’s time to meet with a realtor to assist you in your search to find your perfect home.

Step 7

Communities Created By NeighborWorks® Boise

Pocket Neighborhoods™ are NeighborWorks® Boise's New Construction neighborhoods. Pocket Neighborhoods™ grew out of the desire by many to move closer to where they work and play. These single-family locations allow buyers to obtain their “American Dream” in a more compact setting within existing neighborhoods.

See Homes