Homebuyer Education and Coaching

Monthly Homebuying 101 classes and individual coaching to guide you through the homebuying journey

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Homebuyer Education Course

The Finally Home!™ course is ideal for homebuyers who will be purchasing within one year or are currently in escrow.

Key information on budgeting, credit lending, real estate, inspections, insurance, and down payment programs are presented. The monthly 6-hour course is currently being held virtually.

The Course:

  • Budgeting
  • Understanding Credit
  • Home Ownership Readiness
  • Available Loans
  • Shopping for a Home
  • Closing Process
  • Purchasing Costs
  • Hiring a Home Inspector
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Homebuyer Education Classes:

 

  • Stay tuned for 2022 dates

 

The Finally Home!™ class is taught by industry professionals ready to answer all of your questions about the homebuying process.

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Financial Fitness Coaching

Financial Fitness Coaching helps clients toward financial freedom. Our counselors coach clients on how to develop a workable spending and savings plan, get out of debt, understand and improve credit, buy a home, and plan for a financially stable future.

This free service helps individuals and families learn budgeting tools, money-saving tips, credit management, and identity protection.

Pre-Purchase Counseling

Pre-Purchase Counseling is an individual session that provides a personalized plan to pursue homeownership. Our professional housing counselors review budgeting, overcoming potential obstacles, and the steps to apply for mortgage loans.

The session includes a complete review of income, expenses, debt, credit obligations and saving for a down payment.

 

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Foreclosure Prevention Counseling

Foreclosure Prevention Counseling is for homeowners behind or in danger of becoming behind on their mortgage payments. Our professional housing counselors review the client’s financial situation to determine modification options and other ways to move forward to stability.

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Our Coaching Team

As HUD-certified counselors, we are equipped and eagar to help you prepare for homeownership.

Buying a home is a big investment. At NeighborWorks® Boise, we want to make sure that first-time homebuyers, especially those using special loan products and down payment assistance, are supported by experts who care about them and just the up-sell. Through classes and personalized one-on-one coaching, we can help you achieve your financial goals.

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The HBE Course was very informative to someone who has no idea where to start from beginning to end. 

One of the spots that I thought was the most interesting was talking about financing in lending. I didn't realize there were so many moving parts in that area. I am excited to do some pre-purchase counseling so that I can get a feel for how well I am doing financially. 

Everything was VERY helpful and informative, they didn't miss a thing. The most helpful topic for me was the whole home buying process, my boyfriend and I are looking to buy a house together. We aren't married and were worried that would complicate the process but the HBE team walked us through how to easily do that. 

FAQ's

Do you offer rental counseling?

We currently do not offer one-on-one rental counseling. For rental assistance resources, please contact 208-258-6212 or email home@nwboise.org.

How do I begin? Do I reach out, fill out a form?

See attached inquiry form.

What are the steps from there? What does the process look like from beginning to end?

A Housing Counselor will reach out via phone or email to schedule an appointment and send you an intake packet with more information. We will ask you to submit income documentation at least 24 hours prior to your appointment to help us better assess your financial situation. Counseling sessions last one to two hours and can be virtual or in-person. Hours are flexible, but generally, appointments can be scheduled Monday to Friday between 8 am and 5 pm. After meeting and creating a personalized Action Plan with the next steps, we will continue to follow up with you as needed until you reach your goal.

What will we learn and cover when being coached?

Each session is with a HUD-certified Housing Counselor. We will create a realistic budget, pull a credit report, go over tips to improve scores or resolve issues, and create an Action Plan to identify the next steps to reach your goals. During Pre-Purchase Counseling, we will also discuss mortgage readiness, how much you can afford for a house payment, and provide referrals for lenders, realtors, and grant programs for first-time homebuyers.

Call 208-258-6212 or email home@nwboise.org to schedule a FREE appointment.

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Looking for a new home? Check out our other programs that may be just what you are looking for to support your successful purchase!

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Buying and owning a home is a major investment and a major responsibility. It can be exciting and overwhelming. Becoming a successful homebuyer is less intimidating when you have the proper education and a coach in your corner. NeighborWorks® Boise's Counseling & Coaching provides the tools you need to plan for and execute a successful future.