BY ANNA WEBB
SEPTEMBER 29, 2017 11:26 AM
Andrew and Shay Cruz were living in a Boise apartment complex last spring when they went looking for a house to buy. Boise home prices, they quickly learned, were out of reach for a working couple with a combined income of around $65,000 a year.
Cruz, 26, a federal security officer, and Shay, 36, who handles billing for a dermatology office, found little they could afford in the North End, where their 10-year-old son Tyran attends school. When they put in a bid for a house, someone with a bigger bank account would quickly outbid them.
Then their real estate agent showed them Adams Street Cottages. Or rather, the site on Adams Street in Garden City where nine middle-income cottages were about to be built by a Boise nonprofit. The Cruzes bought a three-bedroom, 1,000-square-foot house for $195,000 — the median price for new Garden City homes in 2016.